Compare EFTPOS rates. Get your quote instantly.
No waiting a week for someone to call you back. Tell us what you trade and what you pay now, and your quote is on screen, built for your business, from Australia's major providers. Like it? Sign up today and you could have your terminal tomorrow, depending on your city.
Why go through us
- Instant quote, built for you.Not a generic rate card and not a callback in 7 days. Your quote on screen, based on what you actually trade.
- Major providers, not no-name middlemen.We quote with the major banks and acquirers, not one small reseller dressed up as a comparison site.
- Buying power.We bring a lot of merchants to the table, so providers sharpen their pencil for us in a way they won’t for one business on its own.
- Terminal as soon as tomorrow.Sign up today and, depending on your city, your terminal can be on the counter the next day.
“Your mortgage broker gets you a better deal than going to the banks and lenders yourself. We do the same for your EFTPOS.”
Start with what you actually pay
A 1.1% rate with a $45 monthly fee beats a 1.4% rate with no monthly fee — but only above a certain turnover. Below it, the reverse is true. That crossover is the whole game, and it is why a single "cheapest EFTPOS machine" answer does not exist.
Three things decide your real cost:
- Your monthly card turnover. Percentage-based costs scale with it; fixed monthly fees do not.
- Your average transaction size. A flat cents-per-tap fee hurts a $4 coffee far more than a $400 invoice.
- Whether least cost routing is switched on. Most debit cards can be sent down the cheaper Eftpos network instead of Visa or Mastercard. Plenty of merchants are paying for the expensive one without knowing it.
How EFTPOS fees actually work walks through each of these in plain English.
Work out what suits you
- Best EFTPOS machineRanked on cost, features and contract, by business type.
- Cheapest EFTPOS machineWhat is genuinely cheapest at your turnover, not in the ad.
- EFTPOS fees explainedTransaction rates, monthly costs, and the ones nobody mentions.
- Machine reviewsIndependent reviews of the major Australian providers.
Latest guides
The new interchange caps started 1 October 2026 — what your rate should look like now
Consumer credit is now 0.30%, debit 8c or 0.16%, and business cards stay at 0.80%. Most merchants on a blended rate will see none of it unless they ask.
Compare EFTPOS Deals and Plans
How you compare EFTPOS deals depends on your setup — terminal, kiosk, unattended or online. What to look at for each, so you compare like for like.
Tipping on EFTPOS: How It Works and What It Costs
EFTPOS tipping lets customers add a tip at the terminal. How merchants set it up, why some machines can't offer it, and why restaurants want it anyway.
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