EFTPOS guides and resources
Plain-English guides to card fees, routing and the machinery behind what you pay — written by someone who has worked in payments rather than summarised from a provider's marketing page.
The new interchange caps started 1 October 2026 — what your rate should look like now
Consumer credit is now 0.30%, debit 8c or 0.16%, and business cards stay at 0.80%. Most merchants on a blended rate will see none of it unless they ask.
7 min read
Compare EFTPOS Deals and Plans
How you compare EFTPOS deals depends on your setup — terminal, kiosk, unattended or online. What to look at for each, so you compare like for like.
8 min read
Tipping on EFTPOS: How It Works and What It Costs
EFTPOS tipping lets customers add a tip at the terminal. How merchants set it up, why some machines can't offer it, and why restaurants want it anyway.
4 min read
Average EFTPOS fees in Australia: what each industry actually pays
Real blended rates by industry — cafés 1.2–1.4%, POS-bundled up to 2.2%, pubs under 1%, high-ticket trades under 0.90%.
8 min read
Best EFTPOS machine Australia
There isn't one. Most terminals are much the same — it's the payment application on them, and the integration behind it, that decides if it's any good.
11 min read
Compare EFTPOS fees and costs
The only like-for-like comparison is blended versus blended. Everything else, go to your statement and work out what you actually paid.
13 min read
Compare EFTPOS providers in Australia
The hard part isn't how many providers there are. It's that they don't quote in the same units, so the numbers you're given can't be compared.
9 min read
Compare EFTPOS Machines Side by Side
Most EFTPOS machines are more alike than the marketing suggests. Here is what actually differs — and the four things worth comparing.
11 min read