Payment gateways

Adyen

Acquirer-tied

Adyen

One platform from checkout to settlement, aimed at enterprise — the opposite of an independent gateway, on purpose.

ANZ Worldline

Acquirer-tied

Worldline Global Online Pay

ANZ Worldline’s current online gateway — nine named platform integrations, eftpos alongside the internationals, and Click to Pay.

ANZ Worldline

Acquirer-tied

ANZ eGate

ANZ’s long-serving online gateway. The older MIGS version closed on 31 March 2026; the MPGS version continues and is one of the two places ANZ moved those merchants.

ANZ Worldline

Acquirer-tied

ANZ Secure Gateway

ANZ’s second gateway, built on Cybersource rather than MPGS — hosted checkout, APIs and SDKs, and a virtual terminal.

Checkout.com

Acquirer-tied

Checkout.com

An acquirer with its own gateway built in — one party for the checkout and the settlement, which is simpler to run and harder to leave.

CommBank

Acquirer-tied

BPOINT

Closed to new customers

CommBank’s long-running online gateway — closed to new customers, and still running under a very large number of Australian businesses.

CommBank

Acquirer-tied

CommWeb

Closed to new customers

CommBank’s older online gateway — closed to new customers, supported for those already on it.

CommBank

Acquirer-tied

PowerBoard

Closed to new customers

CommBank’s orchestration-style gateway — the newest of its three, and also closed to new customers.

Cuscal

Independent

Click

A New Zealand gateway with Online EFTPOS built in — the one thing on this list an Australian merchant cannot use.

Fat Zebra

Independent

Fat Zebra

An Australian independent gateway that is also, depending on the scheme, the acquirer — the clearest example on this site of why one label per company does not work.

Fiserv

Acquirer-tied

IPG — Internet Payment Gateway

Fiserv’s gateway — hosted checkout and a direct API, with an Australian integration path that is its own thing.

Global Payments

Independent

Eway

The Australian independent that almost nobody searches by its owner’s name — sits in front of your bank facility rather than replacing it.

Mastercard

Independent

Mastercard Payment Gateway Services

Mastercard’s gateway platform — the engine behind a large share of bank-branded Australian gateways, including ANZ eGate.

NAB

Acquirer-tied

NAB Gateway

NAB’s current online gateway, and the one it actually sells — a published monthly fee, a per-transaction fee, and integrations with 80 or more business platforms.

NAB

Acquirer-tied

NAB Transact

NAB’s older online gateway — still supported, no longer the product NAB puts in front of new merchants.

Nuvei

Acquirer-tied

Nuvei

The gateway behind a lot of Australian merchants who still think they are with Till — global platform, local licence.

PayPal

Acquirer-tied

Braintree

PayPal’s developer-facing gateway — hosted fields, a GraphQL API, a card vault, and PayPal acceptance in the same integration.

PayPal

Acquirer-tied

PayPal Checkout and Advanced Checkout

PayPal’s own checkout — the buttons most Australians recognise, plus hosted card fields for taking cards in the same flow.

Shift4

Acquirer-tied

Shift4

The former Smartpay Australia under a new name — and an acquiring status that changes at the New Zealand border.

Square

Acquirer-tied

Square

Online payments bolted to the same account as the card reader — one balance, one dashboard, and no way to separate the gateway from the acquiring.

Stripe

Acquirer-tied

Stripe

The developer default — gateway and acquiring from one party, which is why it is quick to launch and slow to leave.

Visa

Independent

Cybersource

Visa’s gateway platform — agnostic, widely white-labelled by banks, and the engine behind more Australian checkouts than its name suggests.

Westpac

Acquirer-tied

PayWay

Westpac’s online payment platform — sold as six named pieces rather than one product, from a hosted page to a server-to-server API.

Zeller

Acquirer-tied

Zeller

Melbourne-built online payments attached to a business account — and, behind the brand, a facilitator on somebody else’s licence.