PayWay
Westpac’s online payment platform — sold as six named pieces rather than one product, from a hosted page to a server-to-server API.
- Provided by
- Westpac
- Category
- Acquirer-tied
- Status
- Current
- Integrations
- Hosted payment page, PayWay API (server-to-server), Virtual terminal, Batch file, IVR phone payments
- Features
- Recurring billing
- Also acquires
- Yes — Westpac is an acquirer too
PayWay is not one product. Westpac sells it as six named pieces and a merchant usually buys two or three: Westpac Hosted PayWay for a customisable hosted payment page, PayWay API for real-time server-to-server authorisation, PayWay Virtual Terminal for taking a card without an EFTPOS machine, PayWay Phone for IVR payments, PayWay Batch for file-based processing, and PayWay Recurring Billing for subscriptions.
The spread is the reason it persists in sectors that are not retail — councils, utilities, not-for-profits, anyone billing the same people every month. Recurring billing and batch processing are not what a card-present gateway is usually built for.
Westpac does not publish PayWay’s fees on the product page; they are in a separate brochure and quoted on application. It is acquirer-tied, so the gateway and the merchant facility move together.
What it costs
Westpac does not publish gateway fees for PayWay. The merchant service fee is negotiated on your volume and card mix. Find out what yours should be.
Product page: westpac.com.au
On PayWay?
No callbacks, no waiting. Your quote on screen in minutes, from Australia’s major providers.