Acquirer-tied payment gateways
Provided by a bank or acquirer and settling only through them. Leaving the acquirer means leaving the gateway, so the switching cost is a development project rather than a phone call.
19 gateways from 13 companies.
Adyen
Acquirer-tied
Adyen
One platform from checkout to settlement, aimed at enterprise — the opposite of an independent gateway, on purpose.
ANZ Worldline
Acquirer-tied
ANZ eGate
ANZ’s long-serving online gateway. The older MIGS version closed on 31 March 2026; the MPGS version continues and is one of the two places ANZ moved those merchants.
ANZ Worldline
Acquirer-tied
ANZ Secure Gateway
ANZ’s second gateway, built on Cybersource rather than MPGS — hosted checkout, APIs and SDKs, and a virtual terminal.
ANZ Worldline
Acquirer-tied
Worldline Global Online Pay
ANZ Worldline’s current online gateway — nine named platform integrations, eftpos alongside the internationals, and Click to Pay.
Checkout.com
Acquirer-tied
Checkout.com
An acquirer with its own gateway built in — one party for the checkout and the settlement, which is simpler to run and harder to leave.
CommBank
Acquirer-tied
BPOINT
Closed to new customers
CommBank’s long-running online gateway — closed to new customers, and still running under a very large number of Australian businesses.
CommBank
Acquirer-tied
CommWeb
Closed to new customers
CommBank’s older online gateway — closed to new customers, supported for those already on it.
CommBank
Acquirer-tied
PowerBoard
Closed to new customers
CommBank’s orchestration-style gateway — the newest of its three, and also closed to new customers.
Fiserv
Acquirer-tied
IPG — Internet Payment Gateway
Fiserv’s gateway — hosted checkout and a direct API, with an Australian integration path that is its own thing.
NAB
Acquirer-tied
NAB Gateway
NAB’s current online gateway, and the one it actually sells — a published monthly fee, a per-transaction fee, and integrations with 80 or more business platforms.
NAB
Acquirer-tied
NAB Transact
NAB’s older online gateway — still supported, no longer the product NAB puts in front of new merchants.
Nuvei
Acquirer-tied
Nuvei
The gateway behind a lot of Australian merchants who still think they are with Till — global platform, local licence.
PayPal
Acquirer-tied
Braintree
PayPal’s developer-facing gateway — hosted fields, a GraphQL API, a card vault, and PayPal acceptance in the same integration.
PayPal
Acquirer-tied
PayPal Checkout and Advanced Checkout
PayPal’s own checkout — the buttons most Australians recognise, plus hosted card fields for taking cards in the same flow.
Shift4
Acquirer-tied
Shift4
The former Smartpay Australia under a new name — and an acquiring status that changes at the New Zealand border.
Square
Acquirer-tied
Square
Online payments bolted to the same account as the card reader — one balance, one dashboard, and no way to separate the gateway from the acquiring.
Stripe
Acquirer-tied
Stripe
The developer default — gateway and acquiring from one party, which is why it is quick to launch and slow to leave.
Westpac
Acquirer-tied
PayWay
Westpac’s online payment platform — sold as six named pieces rather than one product, from a hosted page to a server-to-server API.
Zeller
Acquirer-tied
Zeller
Melbourne-built online payments attached to a business account — and, behind the brand, a facilitator on somebody else’s licence.
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