Zeller
Melbourne-built online payments attached to a business account — and, behind the brand, a facilitator on somebody else’s licence.
- Provided by
- Zeller
- Category
- Acquirer-tied
Tied, with a wrinkle worth knowing: Zeller is a payment facilitator on Cuscal’s licence rather than an acquirer in its own right. The merchant is tied to Zeller; Zeller settles through Cuscal.
- Status
- Current
- Also acquires
- No
Zeller came at this from the hardware end and added online payments to an account that already had a terminal and a business transaction account attached. For a small Australian business that wants one provider for everything, that bundle is the pitch.
The structural fact behind it is less visible. Despite the brand presence, Zeller is a payment facilitator on Cuscal’s licence, not an acquirer. It is not a criticism — most of the market works this way — but it changes who the acquirer of record is, and that surfaces in disputes and in scheme-level questions.
Either way the gateway is tied: a merchant leaving Zeller leaves the checkout as well as the settlement.
What it costs
Zeller does not publish gateway fees for Zeller. The merchant service fee is negotiated on your volume and card mix. Find out what yours should be.
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