Westpac EFTPOS machines
Westpac runs a six-product range under its own branding, from a portable terminal to an app that turns a phone into one. Here is what each is for, and what the hardware costs.
The range
| Terminal | Type | Monthly |
|---|---|---|
| EFTPOS Now | Portable | $24.75 |
| EFTPOS Now with Presto Adds Westpac’s integrated POS layer, quoted at 130+ point-of-sale integrations. | Portable | $24.75 |
| EFTPOS Flex Fixed install, and the unit Westpac points at self-service checkouts and kiosks. | Countertop | $24.75 |
| EFTPOS Connect Integrates with Linkly POS systems. | Countertop | $27.50 |
| Multi-Merchant terminal One terminal shared across a minimum of two merchants — built for food courts and shared sites. | Countertop | $12.10 per merchant |
| EFTPOS Air Software only. No hardware, no monthly fee. | Tap to Pay on phone | $0 |
Terminal costs inclusive of GST, as published by Westpac.
The fees that aren't on the brochure
| Fee | Amount | When it bites |
|---|---|---|
| Minimum monthly merchant service fee | $22 | Charged per facility if your card fees for the month fall below it. |
| Chargeback | $33 | Per disputed transaction, win or lose. |
| Equipment not returned or damaged | up to $550 | — |
| Setup | $0 | Westpac publishes no setup fee. |
| Cancellation | $0 | No lock-in contract. |
What Westpac doesn't publish
- Any merchant service fee schedule by card type, or what makes a merchant eligible for its advertised rate.
- American Express and JCB rates — separate agreements, set by Amex.
- Which hardware sits inside any of its terminals. Westpac has named Verifone once, in a 2022 media release, with no model attached.
What you'll actually pay
We don't publish merchant service rates, because they're negotiated on your volume and card mix — a rate quoted on a website is somebody else's deal, not yours.Send us three months of statementsand we'll tell you what yours should be.
Figures checked 3 October 2026, and re-checked quarterly.
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