PayFacs and Resellers

The 25 licensed acquirers instead

None of these hold an acquiring licence of their own. They sell card acceptance under somebody else's.

Resellers and payment facilitators: some onboard you under a shared merchant ID, some are banks reselling another acquirer's facility under their own brand.

Reseller or PayFac

Bank of Queensland

Bank of Queensland sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

HSBC Australia

HSBC Australia sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

ING Australia

ING Australia sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

PayPal

PayPal sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

Shift4

Shift4 sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

Square

Square sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

Reseller or PayFac

Zeller

Zeller sells a merchant facility under somebody else’s acquiring licence rather than holding one of its own. That is not a knock on it — it is usually quicker to get started on — but it is worth knowing which you are signing.

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