Merchant acquiring
The merchant facility is what actually settles your card payments. These 25 providers hold their own acquiring licence, so they settle directly rather than through somebody else's.
The 7 that sell under another institution's licence are under PayFacs and Resellers.
Licensed acquirer
Adyen
Adyen holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Airwallex
Airwallex holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
American Express
American Express is its own acquirer. Take Amex and you deal with Amex at both ends — it issues the card and settles the transaction, with no separate acquirer in between. That is also why it is the most expensive network the RBA measures.
Licensed acquirer
ANZ Worldline
ANZ Worldline Payment Solutions holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Bendigo and Adelaide Bank
Bendigo Bank holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Checkout.com
Checkout.com holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
CommBank
Commonwealth Bank holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Cuscal
Cuscal holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Eftex
Eftex holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Fat Zebra
Fat Zebra holds an eftpos acquiring licence. Fat Zebra are in the process of obtaining their acquiring licences for Visa and Mastercard.
Licensed acquirer
Fiserv
Fiserv holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Global Payments
Global Payments holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Live Payments
Live Payments holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Macquarie Bank
Macquarie holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
NAB
NAB holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Nuvei
Nuvei Australia holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Citi
Spring by Citi holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
St.George
St.George holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Stripe
Stripe holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Suncorp Bank
Suncorp holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Tyro
Tyro holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Westpac
Westpac holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Windcave
Windcave holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Worldpay
Worldpay holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
Licensed acquirer
Wpay
Wpay holds its own Visa acquiring licence in Australia, so it settles your card transactions directly rather than through another institution’s licence.
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