Acquirer
Provides merchant acquiring — accepting the card transaction and settling funds to the merchant. A company can hold this alongside any other role; most of the banks here do.
Comparing products rather than companies? See all merchant acquiring.
18 companies
- Dutch-listed acquirer serving enterprise and large-merchant Australia, and an AusPayNet participant member — though which entity holds local acquiring is not publicly documented.
AdyenAcquirer · Online payment gateway · Payment orchestrationAmsterdam, Netherlands - Started with five blokes and a Melbourne coffee shop getting stung on international payments, now an US$8 billion fintech — and it is only just bringing card terminals to Australian counters.AirwallexAcquirer · Online payment gatewayMelbourne, VIC, Australia
- A three-party scheme that issues its own cards and acquires its own merchants — the most expensive network for Australian merchants, and no longer RBA-regulated.American ExpressCard scheme · Card issuer · AcquirerNew York, New York, USA
- One of Australia's largest acquirers by transaction volume, and as of August 2026 wholly owned by ANZ after the Worldline joint venture was bought out.ANZ WorldlineAcquirer · Online payment gatewayDocklands, Melbourne, VIC, Australia
- A London fintech that acquires and runs its own gateway in one — enterprise volume, one contract, and a stack that is simpler to run than to leave.Checkout.comOnline payment gateway · Acquirer · Payment orchestrationLondon, United Kingdom
- A 214-year-old American bank whose payments arm, Spring by Citi, does card acceptance for big corporates — and in Australia that is exactly who it serves, not the shop on the corner.CitiAcquirer · BankSydney, NSW, Australia
- The wholesale acquiring licence much of the Australian fintech payments layer actually rides on — including Zeller and Shift4.CuscalBank · Acquirer · PSP software · NPP (New Payments Platform) · Card issuer · Online payment gatewaySydney, NSW, Australia
- The quiet one on Visa’s acquirer register — a Sydney processor with its own settlement account at the Reserve Bank, selling acquiring infrastructure to other payment companies rather than terminals to cafes.EftexAcquirer · PSP softwareMacquarie Park, NSW, Australia
- Australian gateway that is simultaneously a facilitator and an acquirer depending on the scheme — the clearest published example of why one label per company is inadequate.Fat ZebraOnline payment gateway · Acquirer · PSP software
- A major wholesale acquirer in Australia whose market presence is far larger than its brand visibility — several consumer-facing providers sit on its licence.FiservAcquirer · PSP software · POS provider · Online payment gateway
- US-listed acquirer with two Australian participant entities, now including Worldpay after completing that acquisition in January 2026.
Global PaymentsAcquirer · Online payment gateway · PSP softwareAtlanta, Georgia, USA - Started inside Macquarie Bank in 2006 doing taxi EFTPOS, got bought out in 2008, and two decades on is a Sydney acquirer in its own right — still with the taxi business attached.Live PaymentsAcquirer · LendingSydney, NSW, Australia
- Acquired Till Payments and now holds the Australian participant membership. Went private under Advent International, so it is no longer listed.NuveiAcquirer · Online payment gateway · PSP softwareMontreal, Canada
- Started as a Sydney building society in 1937, owned by Westpac since 2008, and still listed in its own right on Visa’s register of institutions licensed to acquire card payments in Australia.St.GeorgeBank · Acquirer · Card issuer · LendingSydney, NSW, Australia
- Holds Australian Visa and Mastercard acquiring in its own name — one of the few non-bank principal acquirers, confirmed by its own acquirer disclosure.StripeOnline payment gateway · Acquirer · PSP software
- Kiwi-built, privately owned and quietly everywhere — if you have paid at a car park gate or a petrol pump in Australia, there is a fair chance Windcave was behind the glass.WindcaveAcquirer · Online payment gateway · Unattended paymentsAuckland, New Zealand
- One of the biggest card acquirers on earth, owned by four different companies in eight years and bought by Global Payments in January 2026 — which tells you something about how this industry trades itself.WorldpayAcquirer · Online payment gatewaySydney, NSW, Australia
- Woolworths built it to run its own checkouts, then worked out other retailers would pay for the same thing — and it says it is now Australia’s largest non-bank acquirer.WpayAcquirer · Online payment gatewayBella Vista, NSW, Australia